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BANKA FAİZİ
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BANKA FAİZİ
(Dictionary of Economics) :
Mevduata ve kredilere uygulanan faizdir. Banka faizi genellikle serbest rekabet koşulları altında oluşmaz. Çünkü ya devlet müdahale ederek banka faizine sınır koyar, ya da bankalar kendi aralarında anlaşarak kartel benzeri uygulamalar yaparlar. Merkez Bankasında reeskont işlemleri ve açık piyasa işlemleri ile faiz düzeyini etkiler.
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